Residential Mortgage

Residential Mortgage is a home loan that one or more person receive in order to buy a house or residential property in which they will live or rent or both. The loan is primarily secured by a charge on the title: it could be a fix or variable, open or closed or a combination of different components, fix, variable, open, close or HELOC.

Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your finances before a home purchase, you can ensure a smooth finance process and can potentially save thousands on your loan.

Investment and Rental Property:

Buying an investment property continues to be one of Canadian’s favourite ways to invest. An investment property should be about increasing your wealth and securing your financial future. However, unlike the mortgage you took out on your principal residence, financing an investment property is a little more complex. The number of units in the building and whether or not you’ll be occupying one of the units are the two major components that control what your financing will look like.

By looking at your financial situation and negotiating on your behalf with our lenders we can assist you to get the best mortgage terms to fit your needs.