It’s a professional mortgage broker’s job to stay ahead of the game by learning about the array of products available that best suit their clients’ needs!

Why Use a Mortgage Professional?

 Get Independent Advice on Your Financial Options

As an independent mortgage professional, I am not tied to specific lenders or products. My goal is to help you successfully finance your home or property by getting to know you and your homeownership goals. Drawing from a wide range of available mortgage products that match your needs, I will make some recommendations, and we can decide together on what’s right for you.

Save Time with One-Stop Shopping  

It can take weeks for you to make appointments with competing mortgage lenders — and I know you would rather spend your time house-hunting! I work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. I make comparison-shopping fast, easy, and convenient.

 

I Negotiate on Your Behalf

Many people are unsure or uncomfortable about negotiating mortgages directly with their bank. Mortgage Professionals negotiate mortgages every single day on behalf of Canadian homebuyers! You can count on my market knowledge to secure competitive rates and terms that benefit you.

  

More Choices Mean More Competitive Rates

I have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, I also know what is being offered by credit unions, trust companies, and other sources. I can also help you take care of other requirements before your closing date. Other requirements I can be of assistance to include sourcing a mortgage default insurance if your down payment is less than 20% of the purchase price.

  

Ensure That You’re Getting the Best Rates and Terms 

Even if you have already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let me investigate to see if there is an alternative to better suit your needs.

  

Get Access to Special Deals and Add-Ons

Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. I do the math on which offers might be worth your attention when it comes to financing or mortgage insurance — so you get the perks you deserve.

  

Your Satisfaction is My Priority

My job isn’t done until your closing date goes smoothly. I’ll help ensure your mortgage transaction takes place on time and to your satisfaction.

  

Get Expert Advice 

When it comes to mortgages, rates, and the housing market, I’ll speak to you in plain language. I will gladly explain the various mortgage terms and conditions so you can choose confidently.

  

Ongoing Support and Consultation

Even once your mortgage is signed and the paperwork is complete, I am here if you need any advice on closing details or future referral needs. I will be happy to be of assistance when you need it!